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COMPANY SEARCHES Get instant insights into over 5 million UK companies

Understand the importance of company credit checks

Company Searches

How confident are you that your invoices will get paid? Do you have a robust risk management process in place to prevent your firm from becoming collateral damage should your customer move into administration? How do you know that your customers or prospects have the funds - or the intention - to settle their accounts? Have you applied solid company monitoring alerts which enable you to react when a customer's financial stability changes?

These are all important questions that need answering, as it is no longer enough to rely on good faith alone. All successful businesses understand the importance of carrying out sufficient due diligence to fully understand their customers prior to entering into a business relationship, making sure that they have full transparency of a customer's trading history, as well as visibility of the financial health of a company to set realistic credit levels which will prevent any nasty surprises further down the line.


Registered and trading addresses, status, aims, contact details, SIC codes, bank and auditors, and group companies

Credit score and health rating

Credit score, credit limit and creditor days

Detrimental data

Details of County Court Judgments, legal notices and High Court Writs

Filing history

Access to any Companies House filed documents

Profit and loss

Where full company accounts are filed, details of revenue, costs, and expenses for up to 10 years demonstrating current trends in financial performance

Balance sheet

Assets, liabilities and capital

Ratio analysis

Indicators of company performance and financial stability

Director & shareholder structure

Directors, voting rights, shareholding structures, parent companies and cross associations

Debenture details

Mortgages and charges held as business security

Why do I need to execute a credit report?

It is vital in today's fluctuating market that you are working with accurate and up-to-date company intelligence, especially if your business model includes extending credit. In its simplest form, a brief Company House check will enable you to find company information and provide you with basic, yet important details as to trading addresses, a company registration number check that confirms that it correlates with said firm and what the business status is (whether a company is trading or not).

However, this type of company search is not enough to equip you with all the business information that you need to build an accurate picture of your customers or prospects. Companies House will not provide the correct level of business insight into credit information, days sales outstanding or insights into the presence of any CCJs or detrimental data and can therefore leave many creditors vulnerable when setting payment terms.

Executing the correct level of business check processes will help you to ascertain vital company information such as ownership checks, a company name checker, suggested credit ratings, director insights and shareholder structures, a financial health check with up to ten years accounting history as well as stability indicators and creditworthiness.

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Our online unlimited company checks on over 5 million UK companies and businesses

Subscribers to identeco Business Support Toolkit can carry out immediate and unlimited company searches, providing the appropriate level of due diligence for one annual subscription fee. The online portal provides immediate, in-depth intelligence on over 5 million UK registered companies and businesses. Our company reporting service enables you to search by company name, registration number, business name, or director.

From here, subscribers can access detailed company information and intelligence which includes company information such as turnover and financial reports, directors and shareholder information and any cross associations, auditing data, filed documents, credit ratings, and financial health information as well as any detrimental data such a CCJs that may exist for that customer.

And not only that - we help to future-proof you too: subscribers can set up ongoing company monitoring on any UK company or business to receive a series of alerts and notifications when a customer's business stability changes. This could be a downward turn in their financial health, a change of trading address or the appearance of a CCJ. This information puts you in the driving seat, protecting you from unnecessary risk and vulnerabilities.

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